Section 6(29)(b) is a common exclusion for traffic fines where there is an option to pay a fine without a conviction being recorded against my name, but will still be regarded as an exclusion where I dispute liability.
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Yes. The exclusion is specific to any criminal matter where a fine is payable which will not result in a criminal record. In the instance of a traffic fine where there is no option to pay a fine (i.e no admission of guilt payable), it will not be excluded, provided that no exclusions are applicable.
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